Moving from Baltimore, MD to Chicago, IL
Baltimore to Chicago is a move of about 770 miles. Median rent is $1,430 a month in Chicago and $1,611 in Baltimore, and the median home is $323,000 against $391,300. State income tax is a flat 4.95% in Chicago and up to 5.75% in Baltimore. Property tax runs 1.98% of home value in Chicago and 1.00% in Baltimore.
Moving to Chicago costs about
$330/mo
less than Baltimore each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
A cheaper house in Chicago, a bigger property tax bill
The median home in Chicago costs $323,000 against $391,300 in Baltimore, but you would pay about $6,402 a year in property tax rather than $3,921. The rate more than cancels the lower price.
Baltimore vs Chicago at a glance
| Baltimore | Chicago | |
|---|---|---|
| Median home value | $391,300 | $323,000 |
| Median rent | $1,611/mo | $1,430/mo |
| State income tax | Up to 5.75% | Flat 4.95% |
| Property tax rate | 1.00% | 1.98% |
| Groceries, gas & goods | 102 | 107 |
| Utilities | 110 | 84 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: Baltimore vs Chicago
| Monthly | Baltimore | Chicago | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,611 | $1,430 | -$181 |
| Taxes | |||
| State income tax | $286 | $318 | +$32 |
| Local income tax (state average) | $160 | None | -$160 |
| Sales tax (on everyday spending) | $93 | $96 | +$3 |
| Everyday costs | |||
| Groceries, gas & goods | $1,876 | $1,966 | +$90 |
| Utilities | $450 | $341 | -$109 |
| Total | -$325 | ||
Cost to move from Baltimore to Chicago
$2,000 to $4,500
From a container you load yourself up to full-service movers.
Shipping one car adds about $550 to $800, against roughly $200 in fuel and lodging to drive it the 2-day trip yourself.
Housing and everyday prices here are for the metro area. Income and sales tax are set by state law and have no metro equivalent, so those come from Maryland and Illinois. Compare the whole states instead to see how each metro sits against the state it is in.
Run this with your own numbers
What jobs pay in Chicago, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Housing and price figures are metro-area medians or averages; income and sales tax are statewide. Neither will match any particular household.