Moving from Charlotte, NC to Chicago, IL
Charlotte to Chicago is a move of about 742 miles. Median rent is $1,430 a month in Chicago and $1,473 in Charlotte, and the median home is $323,000 against $356,400. State income tax is a flat 4.95% in Chicago and a flat 3.99% in Charlotte. Property tax runs 1.98% of home value in Chicago and 0.65% in Charlotte.
Moving to Chicago costs about
$250/mo
more than Charlotte each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
Groceries, gas & goods is what separates these two cities
Of everything that changes when you move from Charlotte to Chicago, groceries, gas & goods moves the most: about $196 a month more, which is most of the whole difference.
Charlotte vs Chicago at a glance
| Charlotte | Chicago | |
|---|---|---|
| Median home value | $356,400 | $323,000 |
| Median rent | $1,473/mo | $1,430/mo |
| State income tax | Flat 3.99% | Flat 4.95% |
| Property tax rate | 0.65% | 1.98% |
| Groceries, gas & goods | 97 | 107 |
| Utilities | 89 | 84 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: Charlotte vs Chicago
| Monthly | Charlotte | Chicago | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,473 | $1,430 | -$43 |
| Taxes | |||
| State income tax | $224 | $318 | +$94 |
| Sales tax (on everyday spending) | $70 | $96 | +$26 |
| Everyday costs | |||
| Groceries, gas & goodsBiggest factor | $1,771 | $1,966 | +$195 |
| Utilities | $364 | $341 | -$23 |
| Total | +$249 | ||
Cost to move from Charlotte to Chicago
$2,000 to $4,500
From a container you load yourself up to full-service movers.
Shipping one car adds about $500 to $800, against roughly $200 in fuel and lodging to drive it the 2-day trip yourself.
Housing and everyday prices here are for the metro area. Income and sales tax are set by state law and have no metro equivalent, so those come from North Carolina and Illinois. Compare the whole states instead to see how each metro sits against the state it is in.
Run this with your own numbers
What jobs pay in Chicago, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Housing and price figures are metro-area medians or averages; income and sales tax are statewide. Neither will match any particular household.