Moving from Chicago, IL to New York, NY
Chicago to New York is a move of about 915 miles. Median rent is $1,830 a month in New York and $1,430 in Chicago, and the median home is $614,200 against $323,000. State income tax is up to 10.90% in New York and a flat 4.95% in Chicago. Property tax runs 1.63% of home value in New York and 1.98% in Chicago.
Moving to New York costs about
$710/mo
more than Chicago each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
Homes cost 1.9x more in New York, but the tax rate is lower
New York taxes property at 1.63% against 1.98% in Chicago. Despite the far higher prices, the yearly bill only rises to about $9,999 from $6,402.
Chicago vs New York at a glance
| Chicago | New York | |
|---|---|---|
| Median home value | $323,000 | $614,200 |
| Median rent | $1,430/mo | $1,830/mo |
| State income tax | Flat 4.95% | Up to 10.90% |
| Property tax rate | 1.98% | 1.63% |
| Groceries, gas & goods | 107 | 110 |
| Utilities | 84 | 127 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: Chicago vs New York
| Monthly | Chicago | New York | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,430 | $1,830 | +$400 |
| Taxes | |||
| State income tax | $318 | $316 | -$2 |
| Local income tax (state average) | None | $109 | +$109 |
| Sales tax (on everyday spending) | $96 | $66 | -$30 |
| Everyday costs | |||
| Groceries, gas & goods | $1,966 | $2,021 | +$55 |
| Utilities | $341 | $519 | +$178 |
| Total | +$710 | ||
Cost to move from Chicago to New York
$2,200 to $4,900
From a container you load yourself up to full-service movers.
Shipping one car adds about $650 to $950, against roughly $250 in fuel and lodging to drive it the 2-day trip yourself.
Housing and everyday prices here are for the metro area. Income and sales tax are set by state law and have no metro equivalent, so those come from Illinois and New York. Compare the whole states instead to see how each metro sits against the state it is in.
Run this with your own numbers
What jobs pay in New York, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Housing and price figures are metro-area medians or averages; income and sales tax are statewide. Neither will match any particular household.