Moving from Illinois to Virginia
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Illinois and Virginia, side by side.
Moving to Virginia costs about
+$250/mo
more than Illinois each month, renting
Worth knowing
Homes cost 1.5x more in Virginia, but the tax rate is lower
Virginia taxes property at 0.73% against 2.01% in Illinois. Despite the far higher prices, you would actually pay LESS property tax there: about $2,801 a year against $5,292.
Illinois vs Virginia at a glance
| Illinois | Virginia | |
|---|---|---|
| Median home price | $263,300 | $383,700 |
| Median rent | $1,274/mo | $1,579/mo |
| State income tax | Flat 4.95% | Up to 5.75% |
| Property tax rate | 2.01% | 0.73% |
| Groceries, gas & goods | 104 | 100 |
| Utilities | 85 | 92 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | IL | VA | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,274 | $1,579 | +$305 |
| Taxes | |||
| State income tax | $318 | $315 | -$2 |
| Sales tax (on everyday spending) | $95 | $80 | -$15 |
| Everyday costs | |||
| Groceries, gas & goods | $1,904 | $1,840 | -$64 |
| Utilities | $347 | $376 | +$30 |
| Total | +$250 | ||
What the move itself costs
$1,900 to $4,400
From a container you load yourself up to full-service movers.
Shipping one car adds about $500 to $750, against roughly $200 in fuel and lodging to drive it the 2-day trip yourself.
These are statewide figures. Chicago is not Illinois-average and Virginia Beach is not Virginia-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.