Moving from Indianapolis, IN to Richmond, VA
Indianapolis to Richmond is a move of about 621 miles. Median rent is $1,447 a month in Richmond and $1,191 in Indianapolis, and the median home is $353,500 against $265,900. State income tax is up to 5.75% in Richmond and a flat 2.95% in Indianapolis. Property tax runs 0.72% of home value in Richmond and 0.81% in Indianapolis.
Moving to Richmond costs about
$370/mo
more than Indianapolis each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
Homes cost 1.3x more in Richmond, but the tax rate is lower
Richmond taxes property at 0.72% against 0.81% in Indianapolis. Despite the far higher prices, the yearly bill only rises to about $2,531 from $2,167.
Indianapolis vs Richmond at a glance
| Indianapolis | Richmond | |
|---|---|---|
| Median home value | $265,900 | $353,500 |
| Median rent | $1,191/mo | $1,447/mo |
| State income tax | Flat 2.95% | Up to 5.75% |
| Property tax rate | 0.81% | 0.72% |
| Groceries, gas & goods | 94 | 97 |
| Utilities | 86 | 89 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: Indianapolis vs Richmond
| Monthly | Indianapolis | Richmond | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,191 | $1,447 | +$256 |
| Taxes | |||
| State income tax | $194 | $315 | +$121 |
| Local income tax (state average) | $41 | None | -$41 |
| Sales tax (on everyday spending) | $102 | $78 | -$24 |
| Everyday costs | |||
| Groceries, gas & goods | $1,729 | $1,774 | +$45 |
| Utilities | $353 | $364 | +$11 |
| Total | +$368 | ||
Cost to move from Indianapolis to Richmond
$1,800 to $4,200
From a container you load yourself up to full-service movers.
Shipping one car adds about $450 to $650, against roughly $200 in fuel and lodging to drive it the 2-day trip yourself.
Housing and everyday prices here are for the metro area. Income and sales tax are set by state law and have no metro equivalent, so those come from Indiana and Virginia. Compare the whole states instead to see how each metro sits against the state it is in.
Run this with your own numbers
What jobs pay in Richmond, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Housing and price figures are metro-area medians or averages; income and sales tax are statewide. Neither will match any particular household.