Moving from Maryland to Arizona
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Maryland and Arizona, side by side.
Moving to Arizona costs about
-$680/mo
less than Maryland each month, renting
Worth knowing
The move pays for itself in about 7 months
Moving costs somewhere around $4,596, and Arizona runs about $680 a month cheaper. After roughly 7 months you are ahead.
Maryland vs Arizona at a glance
| Maryland | Arizona | |
|---|---|---|
| Median home price | $419,900 | $394,500 |
| Median rent | $1,705/mo | $1,543/mo |
| State income tax | Up to 5.75% | Flat 2.50% |
| Property tax rate | 0.97% | 0.48% |
| Groceries, gas & goods | 103 | 95 |
| Utilities | 111 | 92 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | MD | AZ | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,705 | $1,543 | -$162 |
| Taxes | |||
| State income tax | $286 | $149 | -$137 |
| Local income tax (state average) | $160 | None | -$160 |
| Sales tax (on everyday spending) | $93 | $84 | -$10 |
| Everyday costs | |||
| Groceries, gas & goods | $1,880 | $1,748 | -$131 |
| Utilities | $453 | $377 | -$76 |
| Total | -$680 | ||
What the move itself costs
$3,900 to $8,300
From a container you load yourself up to full-service movers.
Shipping one car adds about $1,100 to $1,600, against roughly $800 in fuel and lodging to drive it the 5-day trip yourself.
These are statewide figures. Baltimore is not Maryland-average and Phoenix is not Arizona-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.