Moving from Maryland to Indiana
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Maryland and Indiana, side by side.
Moving to Indiana costs about
-$1,080/mo
less than Maryland each month, renting
Worth knowing
The move pays for itself in about 3 months
Moving costs somewhere around $2,234, and Indiana runs about $1,080 a month cheaper. After roughly 3 months you are ahead.
Maryland vs Indiana at a glance
| Maryland | Indiana | |
|---|---|---|
| Median home price | $419,900 | $218,200 |
| Median rent | $1,705/mo | $1,062/mo |
| State income tax | Up to 5.75% | Flat 2.95% |
| Property tax rate | 0.97% | 0.74% |
| Groceries, gas & goods | 103 | 96 |
| Utilities | 111 | 86 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | MD | IN | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,705 | $1,062 | -$643 |
| Taxes | |||
| State income tax | $286 | $194 | -$92 |
| Local income tax (state average) | $160 | $41 | -$119 |
| Sales tax (on everyday spending) | $93 | $102 | +$9 |
| Everyday costs | |||
| Groceries, gas & goods | $1,880 | $1,751 | -$129 |
| Utilities | $453 | $349 | -$103 |
| Total | -$1,080 | ||
What the move itself costs
$1,800 to $4,200
From a container you load yourself up to full-service movers.
Shipping one car adds about $450 to $650, against roughly $200 in fuel and lodging to drive it the 2-day trip yourself.
These are statewide figures. Baltimore is not Maryland-average and Indianapolis is not Indiana-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.