Moving from Massachusetts to Pennsylvania
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Massachusetts and Pennsylvania, side by side.
Moving to Pennsylvania costs about
-$750/mo
less than Massachusetts each month, renting
Worth knowing
The move pays for itself in about 3 months
Moving costs somewhere around $1,889, and Pennsylvania runs about $750 a month cheaper. After roughly 3 months you are ahead.
Massachusetts vs Pennsylvania at a glance
| Massachusetts | Pennsylvania | |
|---|---|---|
| Median home price | $562,100 | $254,500 |
| Median rent | $1,762/mo | $1,209/mo |
| State income tax | Flat 5.00% | Flat 3.07% |
| Property tax rate | 1.07% | 1.30% |
| Groceries, gas & goods | 99 | 99 |
| Utilities | 152 | 109 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | MA | PA | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,762 | $1,209 | -$553 |
| Taxes | |||
| State income tax | $315 | $205 | -$110 |
| Local income tax (state average) | None | $82 | +$82 |
| Sales tax (on everyday spending) | $100 | $91 | -$9 |
| Everyday costs | |||
| Groceries, gas & goods | $1,812 | $1,822 | +$10 |
| Utilities | $621 | $446 | -$175 |
| Total | -$750 | ||
What the move itself costs
$1,600 to $3,700
From a container you load yourself up to full-service movers.
Shipping one car adds about $400 to $650, against roughly $50 in fuel and lodging to drive it the 1-day trip yourself.
These are statewide figures. Boston is not Massachusetts-average and Philadelphia is not Pennsylvania-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.