Moving from Montana to Texas
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Montana and Texas, side by side.
Moving to Texas costs about
+$250/mo
more than Montana each month, renting
Worth knowing
Texas has no state income tax, and it still costs more
Moving to Texas would save you about $263 a month in state income tax. It also costs about $513 a month more in everything else, so you end up roughly $250 a month worse off. No income tax does not mean no taxes.
Montana vs Texas at a glance
| Montana | Texas | |
|---|---|---|
| Median home price | $375,800 | $283,800 |
| Median rent | $1,081/mo | $1,403/mo |
| State income tax | Up to 5.65% | No state income tax |
| Property tax rate | 0.72% | 1.49% |
| Groceries, gas & goods | 96 | 98 |
| Utilities | 72 | 88 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | MT | TX | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,081 | $1,403 | +$322 |
| Taxes | |||
| State income tax | $263 | $0 | -$263 |
| Sales tax (on everyday spending) | $0 | $91 | +$91 |
| Everyday costs | |||
| Groceries, gas & goods | $1,760 | $1,798 | +$38 |
| Utilities | $295 | $357 | +$62 |
| Total | +$250 | ||
What the move itself costs
$2,800 to $6,200
From a container you load yourself up to full-service movers.
Shipping one car adds about $700 to $1,000, against roughly $450 in fuel and lodging to drive it the 3-day trip yourself.
These are statewide figures. Billings is not Montana-average and Dallas is not Texas-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.