Moving from New York to New Jersey
New York to New Jersey is a move of about 239 miles. Median rent is $1,720 a month in New Jersey and $1,621 in New York, and the median home is $454,400 against $423,800. State income tax is up to 10.75% in New Jersey and up to 10.90% in New York. Property tax runs 2.11% of home value in New Jersey and 1.55% in New York.
Moving to New Jersey costs about
$130/mo
less than New York each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
New Jersey costs less overall, even though housing costs more
Housing runs about $99 a month more in New Jersey, yet the move still works out roughly $130 a month cheaper once taxes and everyday costs are counted. The house is the expensive part; everything else is not.
New York vs New Jersey at a glance
| New York | New Jersey | |
|---|---|---|
| Median home value | $423,800 | $454,400 |
| Median rent | $1,621/mo | $1,720/mo |
| State income tax | Up to 10.90% | Up to 10.75% |
| Property tax rate | 1.55% | 2.11% |
| Groceries, gas & goods | 107 | 107 |
| Utilities | 134 | 114 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: New York vs New Jersey
| Monthly | NY | NJ | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,621 | $1,720 | +$99 |
| Taxes | |||
| State income tax | $316 | $242 | -$74 |
| Local income tax (state average) | $109 | None | -$109 |
| Sales tax (on everyday spending) | $66 | $106 | +$40 |
| Everyday costs | |||
| Groceries, gas & goods | $1,966 | $1,963 | -$3 |
| Utilities | $549 | $466 | -$83 |
| Total | -$130 | ||
Cost to move from New York to New Jersey
$1,400 to $3,300
From a container you load yourself up to full-service movers.
Shipping one car adds about $350 to $600, against roughly $50 in fuel and lodging to drive it the 1-day trip yourself.
These are statewide figures. Buffalo is not New York-average and Trenton is not New Jersey-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
What jobs pay in New Jersey, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.