Moving from Pennsylvania to Texas
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Pennsylvania and Texas, side by side.
Moving to Texas costs about
-$200/mo
less than Pennsylvania each month, renting
Worth knowing
Texas costs less overall, even though housing costs more
Housing runs about $194 a month more in Texas, yet the move still works out roughly $200 a month cheaper once taxes and everyday costs are counted. The house is the expensive part; everything else is not.
Pennsylvania vs Texas at a glance
| Pennsylvania | Texas | |
|---|---|---|
| Median home price | $254,500 | $283,800 |
| Median rent | $1,209/mo | $1,403/mo |
| State income tax | Flat 3.07% | No state income tax |
| Property tax rate | 1.30% | 1.49% |
| Groceries, gas & goods | 99 | 98 |
| Utilities | 109 | 88 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | PA | TX | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,209 | $1,403 | +$194 |
| Taxes | |||
| State income tax | $205 | $0 | -$205 |
| Local income tax (state average) | $82 | None | -$82 |
| Sales tax (on everyday spending) | $91 | $91 | $0 |
| Everyday costs | |||
| Groceries, gas & goods | $1,822 | $1,798 | -$23 |
| Utilities | $446 | $357 | -$89 |
| Total | -$200 | ||
What the move itself costs
$3,100 to $6,600
From a container you load yourself up to full-service movers.
Shipping one car adds about $750 to $1,100, against roughly $600 in fuel and lodging to drive it the 4-day trip yourself.
These are statewide figures. Philadelphia is not Pennsylvania-average and Dallas is not Texas-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.