Moving from Tennessee to Montana
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Tennessee and Montana, side by side.
Moving to Montana costs about
+$50/mo
more than Tennessee each month, renting
Worth knowing
State income tax is what separates these two states
Of everything that changes when you move from Tennessee to Montana, state income tax moves the most: about $263 a month more, which is most of the whole difference.
Tennessee vs Montana at a glance
| Tennessee | Montana | |
|---|---|---|
| Median home price | $286,700 | $375,800 |
| Median rent | $1,189/mo | $1,081/mo |
| State income tax | No state income tax | Up to 5.65% |
| Property tax rate | 0.50% | 0.72% |
| Groceries, gas & goods | 96 | 96 |
| Utilities | 72 | 72 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | TN | MT | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $1,189 | $1,081 | -$108 |
| Taxes | |||
| State income taxBiggest factor | $0 | $263 | +$263 |
| Sales tax (on everyday spending) | $99 | $0 | -$99 |
| Everyday costs | |||
| Groceries, gas & goods | $1,765 | $1,760 | -$4 |
| Utilities | $295 | $295 | $0 |
| Total | +$50 | ||
What the move itself costs
$3,100 to $6,800
From a container you load yourself up to full-service movers.
Shipping one car adds about $800 to $1,150, against roughly $600 in fuel and lodging to drive it the 4-day trip yourself.
These are statewide figures. Nashville is not Tennessee-average and Billings is not Montana-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.