Moving from Texas to Tennessee
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Texas and Tennessee, side by side.
Moving to Tennessee costs about
-$300/mo
less than Texas each month, renting
Worth knowing
The move pays for itself in about 9 months
Moving costs somewhere around $2,668, and Tennessee runs about $300 a month cheaper. After roughly 9 months you are ahead.
Texas vs Tennessee at a glance
| Texas | Tennessee | |
|---|---|---|
| Median home price | $283,800 | $286,700 |
| Median rent | $1,403/mo | $1,189/mo |
| State income tax | No state income tax | No state income tax |
| Property tax rate | 1.49% | 0.50% |
| Groceries, gas & goods | 98 | 96 |
| Utilities | 88 | 72 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | TX | TN | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,403 | $1,189 | -$214 |
| Taxes | |||
| State income tax | $0 | $0 | $0 |
| Sales tax (on everyday spending) | $91 | $99 | +$8 |
| Everyday costs | |||
| Groceries, gas & goods | $1,798 | $1,765 | -$34 |
| Utilities | $357 | $295 | -$63 |
| Total | -$300 | ||
What the move itself costs
$2,200 to $5,000
From a container you load yourself up to full-service movers.
Shipping one car adds about $700 to $1,050, against roughly $250 in fuel and lodging to drive it the 2-day trip yourself.
These are statewide figures. Dallas is not Texas-average and Nashville is not Tennessee-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.