Moving from Kentucky to Tennessee
Kentucky to Tennessee is a move of about 165 miles. Median rent is $1,189 a month in Tennessee and $967 in Kentucky, and the median home is $286,700 against $205,600. Tennessee has no state income tax, against a flat 3.50% in Kentucky. Property tax runs 0.50% of home value in Tennessee and 0.75% in Kentucky.
Moving to Tennessee costs about
$80/mo
less than Kentucky each month, renting on a $80,000 household income
Not your income? Run it on your own numbers
Worth knowing
Homes cost 1.4x more in Tennessee, but the tax rate is lower
Tennessee taxes property at 0.50% against 0.75% in Kentucky. Despite the far higher prices, you would actually pay LESS property tax there: about $1,434 a year against $1,542.
Kentucky vs Tennessee at a glance
| Kentucky | Tennessee | |
|---|---|---|
| Median home value | $205,600 | $286,700 |
| Median rent | $967/mo | $1,189/mo |
| State income tax | Flat 3.50% | No state income tax |
| Property tax rate | 0.75% | 0.50% |
| Groceries, gas & goods | 96 | 96 |
| Utilities | 75 | 72 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
Monthly cost of living: Kentucky vs Tennessee
| Monthly | KY | TN | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent) | $967 | $1,189 | +$222 |
| Taxes | |||
| State income tax | $224 | $0 | -$224 |
| Local income tax (state average) | $89 | None | -$89 |
| Sales tax (on everyday spending) | $86 | $99 | +$13 |
| Everyday costs | |||
| Groceries, gas & goods | $1,759 | $1,765 | +$6 |
| Utilities | $308 | $295 | -$13 |
| Total | -$85 | ||
Cost to move from Kentucky to Tennessee
$1,300 to $3,200
From a container you load yourself up to full-service movers.
Shipping one car adds about $350 to $600, against roughly $0 in fuel and lodging to drive it the 1-day trip yourself.
These are statewide figures. Louisville is not Kentucky-average and Nashville is not Tennessee-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
What jobs pay in Tennessee, after the cost of living
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.