Moving from Ohio to Tennessee
Everyone compares rent and groceries. Almost nobody compares the two numbers that actually decide whether a move works: state income tax and property tax. Here is Ohio and Tennessee, side by side.
Moving to Tennessee costs about
-$100/mo
less than Ohio each month, renting
Worth knowing
Homes cost 1.3x more in Tennessee, but the tax rate is lower
Tennessee taxes property at 0.50% against 1.31% in Ohio. Despite the far higher prices, you would actually pay LESS property tax there: about $1,434 a year against $2,814.
Ohio vs Tennessee at a glance
| Ohio | Tennessee | |
|---|---|---|
| Median home price | $214,800 | $286,700 |
| Median rent | $1,034/mo | $1,189/mo |
| State income tax | Up to 2.75% | No state income tax |
| Property tax rate | 1.31% | 0.50% |
| Groceries, gas & goods | 94 | 96 |
| Utilities | 96 | 72 |
Price levels are indexes where 100 is the national average. They cover everyday spending only; housing is the two rows above.
What changes each month
| Monthly | OH | TN | Difference |
|---|---|---|---|
| Housing | |||
| Housing (median rent)Biggest factor | $1,034 | $1,189 | +$155 |
| Taxes | |||
| State income tax | $118 | $0 | -$118 |
| Local income tax (state average) | $105 | None | -$105 |
| Sales tax (on everyday spending) | $84 | $99 | +$15 |
| Everyday costs | |||
| Groceries, gas & goods | $1,717 | $1,765 | +$47 |
| Utilities | $391 | $295 | -$97 |
| Total | -$100 | ||
What the move itself costs
$1,600 to $3,800
From a container you load yourself up to full-service movers.
Shipping one car adds about $450 to $750, against roughly $50 in fuel and lodging to drive it the 1-day trip yourself.
These are statewide figures. Cincinnati is not Ohio-average and Nashville is not Tennessee-average, so a specific city can look nothing like its state. Compare metro areas instead to narrow it to 387 real places, including which side of a state line you would live on.
Run this with your own numbers
Estimates only, not advice. Housing and income figures come from the U.S. Census Bureau's American Community Survey (2024); price levels from the Bureau of Economic Analysis (2024); tax rates are for the 2026 tax year, compiled from state revenue departments and the Tax Foundation. Moving costs are modelled from published ranges rather than quoted. Every figure is a statewide median or average and will not match any particular household.